I looked for the part about having access to bank account and couldn't find it.
“I don’t know how to hot link.”
Hit “Enter” after each URL.
1017 pages of HR3200
http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=111_cong_bills&docid=f:h3200ih.pdf
But I got it off of another forum http://www.ar15.com/forums/topic.html?b=1&f=5&t=903496
and they got it from, and just cleaned it up a bit.
http://www.economicpolicyjournal.com/2009/07/whats-in-healthacre-bill.html