“Insurers will no longer be able to exclude individuals from coverage based on pre-existing conditions and will be prevented from selectively refusing to renew coverage or charging different premiums based on an individual’s need for health care.”
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If a company cannot exclude people with preexisting conditions and cannot charge different premiums the private health insurance business is dead! How are they going to insure a sixty year old with terminal cancer at the same rate as a twenty five year old in perfect health?
By charging the 25-year-old the same premium as they charge the elderly, ill policyholder. Not only that, the elderly cancer patient will die ASAP, due to denial of non-cost-effective treatments aimed at prolonging their useless lives, therefore saving lots of *costs* to the system, while the healthy 25-year-old will continue to be forced to pay their high premium forever. To insure that the 25-year-old doesn't become a costly drain on the system, their lifestyle habits will be monitored, taxed or made illegal. Eventually, this will become a ban on various dangerous sports, such as hang gliding and rock climbing. Sitting in front of the computer will be limited via rationing of electricity and daily group calisthenics will become strongly encouraged. If the 25-year-old eventually develops an expensive disease condition, they, too, shall simply be denied treatments that exceed the mandated cost-effectiveness. Those born with such a condition will be allowed to die comfortably, since they have no hope of living a complete life as defined by the Health Boards.
Way to go, kids! You will feel so good about yourselves and your contribution to the State!
In the future, there will be no hope for any change, ever.