[NeoCaveman]

My question is, what does one do that has a large chunk of their 401K in a "stable" fund heavily invested in bonds to protect it from wild stock market swings? Ideas anyone?

Several options:

1. You could go cash, in hopes of buying stocks very cheaply in the future.

2. You could go foreign bonds/bond funds if the value of the dollar scares you, as it does me

3. You could go with gold or silver, not the best investment but a good store of value.

4. Just about anything other than US Treasuries, as they are going to get killed.

[Red in Blue PA]

5. Ammo

[OB1kNOb]

I don’t think any of those options are available to me seeing the Company 401K plan provides us limited investment vehicles to invest in, with the “stable” bond fund supposedly being the “safest”. It’s either that, or stock funds. I feel trapped and about to watch 30 years of savings go down the tube a couple of years before I could retire early.