[dblshot]

Reduction of risk would be to pick a breed with less problems and train the individual dog to get along with people. Likelihood and impact are the two areas in risk reduction that you base your mitigation strategy on. It is more likely that a pit bull will attack a person based on statistics and it if a pit bull does attack the impact is greater than if another dog attacks, well maybe not a Doberman or Rottweiler, but this is why insurance companies charge much more on Homeowners insurance if you have these dogs. Maybe people should be required by law to carry sufficient insurance to cover the risk of these dogs. Then they would be more careful in their selection and care of them.

[palmer]

If the insurance premium is charged based on measurable risks, I would agree. That means, for example, measuring the history of the owner and their risk factors, not just the breed.