[raybbr]

Interesting. They only want to insure people that will never need the coverage. It’s a great way to make money.

[RipSawyer]

Interesting. They only want to insure people that will never need the coverage. It’s a great way to make money.
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No, they only want to insure people who don’t ALREADY need the coverage. Would you sell fire insurance on a house that is already burning? Would you sell life insurance to someone with pancreatic cancer? It is tough, I know but insurance companies who go broke can’t help anyone.

[Talisker]

Interesting. They only want to insure people that will never need the coverage. It’s a great way to make money.

This is why healthcare can never be completely free market, because there's no profit incentive in taking care of the sick. On the other hand, the moment government involves itself in healthcare, only the foundational limitations of that government's intrinsic power can stop it from taking over everything and destroying it.

So the real discussion of healthcare should be about whether we have any effective checks on the government left to us (hint: Britain doesn't, and that's why it's state healthcare system is a nightmare - no recourse).

[Lorianne]

Flood and wind insurance in hurricane prone areas works a lot like that.