Me too! I am so sick of these f***ing IDIOTS and their pitiful sob stories about how “they didn’t know” they were signing for adjustable rate mortgages. They can all go pound sand. I feel no obligation to help their sorry, no-contract readin’, bailout grubbin’ asses.
In our case, we were "good" for two years, made the payments on time (except once or twice during a crunch) and were able to refinance into a nice fixed and cut our payment by about $600/mo. Huge relief.
This family was foolish for taking out the extra loans. While I cannot condemn the property improvements and landscaping as this adds value to the real property, it was foolish on their part fo finance it.