Ok, how do you remove money “from oversight”?
What I mean by that is get the money under my control instead of someone else’s control (such as requiring me to take a out a loan to access my own wealth). If you are convinced that high inflation is inevitable in the next 12 - 18 months (as I am) then getting the money out now while interest rates are very low and there is residual momentum left in the mortgage business means that later, if things go nuts, I already have it. The money will sit in CDs at a very safe little regional bank. If we are wrong, no big deal, just use it to payoff the new mortgage loan at some point in the future.