We could hope that our government while not protecting us would at least not actively work against us...the bucket law repealed under a GOP congress seems to be the mechanism that allowed this to happen...They hid the truth from us...the usual market warnings were absent.
In early 2006, late 2005 I knew the RE market was parabolically skewed. I adjusted my investing accordingly. No government agency gave me a “market warning”. If I go under who should I blame? How about looking in the mirror and taking responsibility? Isn't that what liberty is all about?
Stop trusting government to do your job. That is the heart of liberalism - nannyism.