Judge not lest ye be judged.
Perhaps that’s what they can afford at 80 years of age.
I have no problems with people getting what they can afford, but don’t expect private companies or government to pay the difference between “what one can afford” and “what one wants.”
There are much cheaper places to live than Florida for retirees, but they aren’t as nice. I’m not judging, I’m just assigning blame for stupidity.