[sirchtruth]

Alight, so it begs the question, if NCNB had to do it, why didn't BB&T have to sell the loans? My point is nobody was forced, by the gov't or anyone to make these loans.

What people don't understand, is CRA does not stipulate you have to sell to people who can not afford the loans.

[mrmargaritaville]

true they can’t be forced to do it, but there are repercussions if you do not. NCNB was at a point where they had to have regualatory approval of expansion and accuistions-in order to execute their business plan they had to have the approval of the federal banking regulators-who left them no choice but to make the loans.