Wait until they take the 401k money you have invested and give you a f****** allowance from your savings back to you.
If they have their way (>200 votes in MN to remove all doubt now) no more late life big ticket purchases with “your” money like a cruise or the classic sports car you always wanted and saved for all your life.
Oh, and another thing, die young with a large balance of “your” money? No inheritance to your survivors, the entire balance will go back in the “system”, not to your family.
If someone told me I would be typing that out in all seriousness 10 years ago I would have laughed my ass off at them, now I almost do it with a tear in my eye.
Don’t forget: unlike money you save in your 401-K, money in ‘your SS account’ doesn’t become an asset for your estate. Instead, the government is able to remove you as a liability when you die and keep any excess contributions. Thus, as the government gets deeper into socialist programs like healthcare, they will have increasing incentives to ‘clear their books.’ That means denying you needed surgery or medication.