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I heard Michael Savage talking on this one night. He made a good point..Where the hell is everyone moving to? Americans think it is their right to own bigger and bigger homes and debt be damned. Fact is MOST people and this is proven by NRA(National Realtors Association) move why? Becuase they want a bigger house. They want the rec room, the pool the huge master suite. Good for you if you have the money, but not so good if you really can't afford it. This mortgage mess was caused by 3 types of home buyers, minority poor who shouldn’t gotten loans, amateur flippers who saw too many HGTV shows about making huge money in real estate and #3 the yuppie whores who think they needed 5000 square feet McMansion for a family of 4 and bought with zero in the bank and pay option ARMs. Well Almost all of type #1 and 2 are Forecloseville and #3 is about to go under.