Yesterday, I redirected all my 401K money into “capital preservation”. It don’t pay squat, but It won’t go bust. I’ll watch the market for a few months and then redirect if needed.
slow growth , wide index base, sounds fine for now.. unless you want to play the troughs of the waves in the market to come. I’m not risk tolerant either,, not these days..
I was thinking about gold except my wife has already built up a pretty good hoard of it in her jewelry boxes so we’re covered, well, she is.. ;-)