No, I disagree. All people were concerned about was making money. Buying and flipping houses, borrowing against their assets to finance their lifestyles, buying stuff they couldn’t afford, betting on risky financial instruments, ignoring common sense, etc..
Yeah, government played a role in getting us here but self-interest played a huge roll as well. I hope people learn the painful lessons from all this:
1) Don’t borrow what you cannot afford to pay back
2) Don’t assume the market is going to go up forever
3) Save cash and have access to capital for when you need it
This last one is quite iffy and, more often than not, a fatal trap if the "controllers" can manipulate inflation to cancel out the value of your savings.
That would be Congress, and their ability to "borrow" by manipulating spending.