Yes, there is. Shareholders have been burned, and bad. They will be extremely leary of entering the same burning building twice.
and no one has suggested fixing that.
No one has suggested any future legislation lately. The one currently on the table (to pull us back from the abyss) is keeping legislators up 24/7 as it is.
I think everyone knows that one is soon to be addressed.
You're kidding, right?
The criminals are at the forefront of the process, in gigantic institutions with no effective oversight, or in places like Freddy Mac and Fannie Mae, where they have direct access to the cash cow.
The real victims, what you call 'the investors', the millions of individuals in retirement accounts twice or three times removed from the actual investment action, have neither the expertise nor the time to avoid being sucked in no matter how leery they are.
If you have a 401(k) or IRAs administered by someone else somewhere, do you receive reports the size of a phone book that you receive 3 or 4 time a year? Do you read them all? Do you have the capacity to understand them?
Didn't think so.