[WildcatClan]

I am not sure who those people are but I think a more true figure would be around 7%. I think that number will even bear out in the time frame you provided.

[sbelew]

Well, one of them is at the top of this thresd - and I don’t say that to bash Jim, only to illustrate that it is what most people think.

[meyer]

I am not sure who those people are but I think a more true figure would be around 7%.

Those people might be including dividends from stocks that provide them. A typical portfolio will have some dividend-bearing stocks, which would be quite useful right now.