The reason things are in such a mess now is because the government has all but taken over free enterprise in this country. I don't want subsidies, I don't want the feds or the state government or local government sticking their nose into private enterprise, get them out of business and back to what the constitution says their job is.
My point is - W called for it several years ago, and everyone was making fun of him. Now we need what he was calling for. I agree that it should not be up to the government, but he did see the need in 2003. I have heard nothing about it from anyone.