[steve86]

as the extra market growth above the 5-7% imputed rate

Recently I haven't been noticing much "market growth above the 5-7% imputed rate", but that may be just my own cynicism.

[slowhandluke]

Recently I haven't been noticing much "market growth above the 5-7% imputed rate", but that may be just my own cynicism. Even if the market rate of return were only 5-7%, an annuity should return more, as eventually the payee dies and the company gets back the principal.

[slowhandluke]

I think I responded slightly off-topic to this before.

The general market isn't showing 5-7% right now, but if you look at dividend paying stocks like FRO, or hard currency funds like MERKX, you can get 10%+.