What a GREAT POST! The above live, an aged and proper way to live in the last century, "below your means", is exactly how my parents raised their four children. Yes, I've spent too much on C.C.'s before, but I've been able to pay them off quickly too, and I am now more fiscally responsible than I have ever been in my life. I don't like the feeling of being in "Debt" to anyboby or any credit card company. My wife and have 2 cards between us and they get paid off at the end of every month now. We've raised a generation of people who must have what they want "Right Now" and it is to the detriment of this country, much less their emotional health. The question is, how are all the people who don't have the extra funds to cover their minimum monthly payments on their C.C.'s, going to LIVE when they can't afford to pay it or the cards off??? That is a cause of great wonderment for me. I know some people who have $10-15K on their cards and they're paying $335-390 Per Card every Month, and I don't know how they do it, it's a real waste of emotions to NOT live within your means, that's what I've found.
I meant “THE ABOVE LINE” (of Course!!!)