[Lokibob]

And on Fox this AM, I learned that your credit score is decided by where you use your credit cards. For example, if you use your credit card to pay a bar bill often, you atre at a bigger risk for default, therefore they lower your credit score. Or, if you use it to pay for marriage counseling, you are a risk for a divorce, so the score is lowered.

There is NO privacy in this country.

.....Bob

[Fresh Wind]

There is NO privacy in this country.

Unless "privacy" means having the right to kill an unborn baby. That "privacy" is somewhere in the Constitution, though I'm not sure where.

[KarlInOhio]

And on Fox this AM, I learned that your credit score is decided by where you use your credit cards. For example, if you use your credit card to pay a bar bill often, you atre at a bigger risk for default, therefore they lower your credit score. Or, if you use it to pay for marriage counseling, you are a risk for a divorce, so the score is lowered.

That was one credit card company and they're getting in trouble for it.

However, it does look like it is time to use the credit cards less and use cash more.

[bornred]

And on Fox this AM, I learned that your credit score is decided by where you use your credit cards.

That information is not in your credit report and has no bearing on your FICO score.

However, your individual card issuers do know where you are spending your money, and it is plausible that they would be able to act on this information as you have described.

Also, the issuing banks do check your credit report every so often, and if they see that other lenders are lowering your credit lines or not getting paid, they are likely to take appropriate actions to mitigate their own risk.

[huldah1776]

Use cash, until it’s abolished.