That’s exactly what I have done for every new car I owned: Pay with a check! No financing at all. Of course, it limited my choices to vehicles under $35,000 (including title and tax) but there are a lot of nice cars for that amount or less. Some great used cars can be acquired for less than $20,000.
A good friend bought his 2002 BMW 740Li with 48,000 miles for $24,000; the previous owner always used Zymol so the finish was impeccable. The guy also threw 4 Blizzak snow tires into the deal. After my friend sold his ‘93 Lexus LS300 for $5,000, he basically got a like-new car for $19,000. Not bad.
http://www.amazon.com/Zymol-12001-Royale-Glaze/dp/B000F3K0T8
Not only is the price ($7,583.00 including a $1,916.00 discount) unreal, but the "related items" shown further down the page are certainly not "G"-rated (unless you count "G-String" rated...).
Even the $20K "Badonkadonk Land Cruiser / Tank"
shown farther down the page fits the "bizarre" category.
Wierd stuff...