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To: shove_it
With the exception of the FICO score used by mortgage lenders, which consumers can purchase from Equifax or MyFico.com, Fair Isaac's consumer web site, none of these scores is available to consumers.

However, to be fair to Fair Isaac, that's a very good FICO score to have available to consumers, the one used by mortgage lenders, since this is generally the largest individual debt item that a person assumes.

23 posted on 05/05/2008 6:16:09 AM PDT by snowsislander
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To: snowsislander

Yes, what you want is your FICO score and you get it from myfico.com.

If you do a google search you can find discount coupons.

Also, you should prepare your credit for a major purchase:

Do not open new accounts.
Do not apply for new credit elsewhere.
Pay down your revolving credit, credit cards, to zero at least a month in advance.

This can raise your score 40 points or more.


56 posted on 05/05/2008 8:00:33 AM PDT by D-fendr (Deus non alligatur sacramentis sed nos alligamur.)
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