Me too, especially in light of a Rat administration using these powers for political means.
I’m also uncomfortable with unconstitutional laws and regulations.
It’s very easy— the limit is $10k, if they are either withdrawing or depositing or otherwise converting 10K, you fill out a form. If they try to avoid the form by structuring the conversions to be less than 10K, you fill out a form. This was put in place to find drug dealers, tax avoiders & other money launderers. And trust me, working at a bank in Miami many years ago, there was quite a lot of that going on.