I empathize with you and your husband. These are unsettling times.
Do you think the problem is with people not qualifying for financing? Or, are people worried about their jobs?
In my case I can't consider buying a new $40k truck when the energy industry might be on the verge of transition. Will the country stick with ethanol or will there be a shift to hydrogen, natural gas, new battery technology, etc???
Wishing you and your husband well. ramcat
Your truck will be long gone before we shift to something other than gasoline.