as you can see, many have not read your full story. they are unaware of the medical side of things.
that being said, expect no sympathy at this site. personal responsibility is paramount here at FR.
i do sympathize with you, but i feel your mistake (as you now know) was not doing enough research into gov't grants.
hindsight is 20/20. would it have been so hard to take a year, find some work and then go to school? i am sure you made some film contacts through your award.
anyway, you now have a much different problem. i wish you luck. however, if you are as talented as the award would imply, you will come out on top. talent always finds a way.
I would also inquire if Joe is disabled? Unable to hold any job? Too good for say, I dunno, local advertising gigs?