Whether or not to be laid off? Whether or not a costly emergency will present itself while you are unemployed?
Your arguing down the wrong path.
The point I was attempting to make, sorry for the misunderstanding, was that the Fed’s would rather keep the system setup to “TAKE THEIR CUT” rather than give the people the power to have more control over when they pay by possibly watching their spending.
The circumstance was nothing more than a hypothetical. Pick the situation, doesn’t matter. They take their share, or you give them their share.
I think the fed’s will not allow that power to be turned over to the people. Call me nutty.