Do some even minimal research, please.
Texas rates have dropped for 5 years in a row since reform of the malpractice industry.
http://www.kevinmd.com/blog/2007/09/texas-reduces-medical-malpractice-rates.html
My research consists of paying medical bills and health insurance in Texas for the last eight years. Its possible that I’m the only person in Texas that has experienced an increase in costs, but I doubt it.