[Big Giant Head]

Let’s forget for a moment the inherent risk in spending every dime you have.

Well, then let's forget for a moment the risk of being in debt for a million dollars....

Risk works both ways.

[RockinRight]

No risk at all if you HAVE a million dollars to pay it off tomorrow, if you wish to.

Debt is feared for one reason: Can it be paid off, and how easily?

If you have a million and owe a million the answer is yes.