[dalereed]

“What if I need to borrow money to buy or fix a car to get to a job?”

You’re irresponsible and shouldn’t have a CC.

A CC isn’t for the purpose of borrowing, it’s a convienence card.

[Hydroshock]

That is why you have an Oh Crap fund. In an idea world it would be 6 months bills, mine is 2 but we are working on it.

[Moonman62]

I didn’t say I was going to use a credit card. I already used my emergency funds on medical bills. There is no bus service, and it’s too far to walk on my broken ankle I just paid for. I need the job to make money to replenish my emergency fund and to take care of other expenses so I don’t become a burden on society.

[mysterio]

You’re irresponsible and shouldn’t have a CC.

A CC isn’t for the purpose of borrowing, it’s a convienence card.

That's pretty funny.

So, in your opinion, everyone trapped in credit card debt is trapped because they just wanted something extravagant that they couldn't afford and just whipped out the credit card?

What about people who are in some kind of emergency, lose their jobs through no fault of their own, have to take another one quickly for a massive pay cut, and still have to pay for essentials? Should those people just not have made the purchases?

[MrLee]

My local hospital charged me over double what they quoted me, then said “why don’t you just put itb on a credit card?”. Vultures....

I said no, btw. No medical bills on credit cards.

[ItisaReligionofPeace]

Really? I have lots of credit card debt. As long as they’ll loan it on cheap terms, (i.e. 2.9% for life, etc.), I’ll borrow.