[Beagle8U]

“If you “have to” use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use cash.”

I don’t think you can rent a car or reserve a hotel/motel room without a credit card now. Everyone should have one to use in an emergency.

[Rightly Biased]

I rented a motel room and a car just two weeks ago with my debit card.

I have an emergency fund for “emergencies” and I get the interest in a money market account.