God does not contradict Himself.
Electricity is the same way as your exterminator but I have the money to pay for those services If I have trip in my life.And that is money paid for services rendered.
Why would I want to put myself in the risk of owing to a cc company?
As I’ve been saying all along...I have the money too to pay off the CC, and I do it at the end of each month so I don’t pay interest.