But you're not willing to put a solid number out there. Got it.
Can you? No neither of us can. But this problem was started by arms resetting and people defaulting on their mortgages. Those issues have not gone away, if anything they are to get worse over the next year. This shot of money is like putting a new coat of paint on rotting wood of a house, it will look good for a time but it is still broken. Let me ask you this, what makes you think all is peachy?