"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." - Manuel II Palelologus
Here in Slovakia, it is quite secure.
I have two Slovak bank cards. One is the old style with raised characters, but the other is flat, and it is the only one I carry with me for ATM machines and store transactions. The old card is necessary only for online purchases.
If I use it for a POP transaction in a store or restaurant, I have to enter my pin number into a hand held device that shows the total charge.
I also have very good online banking with a Slovak bank. Anytime I log onto my account, I get an instant msg on my cellphone to confirm that it is me.
What about the voices in my head? Won't they steal it? ;^)