While I will not disagree with the numbers quoted in your referenced video, you must remember that it only focuses on the free ride the young and irresponsible is getting. It does not say one thing about the old and responsible. It did not say a word about how much health insurance costs them.
When you talk about costs, you must then consider - why are costs so high. Government programs like Medicare, Medicaid, and countless state programs don’t pay doctors & hospitals what it costs to treat patients. They pay them what they think they should be paid. As a result, Drs & hosptials charge patients & private insurance companies inflated prices to supplement.
On top of that, almost every state has laws that dictate what insurance companies must cover in their policies - including massage & aroma therapies, accupuncture, herbal treatments, etc. They are not allowed to let consumers pick & choose the coverages they want.
Ins companies are not fully innocent here either because they know they don’t make money off sick people. So, to make up for that, they convince healthy people that they NEED coverage - which is not guarantee to access.
It’s imperative we get away from this notion that our health is someone else’s responsibility and treat our health insurance like we treat car insurance - pay for our check-ups and tests and use insurance for the catastrophic instances.
Government in any form of regulation or control over the health industry is NOT the answer. I’d like to hear one candidate talk about the radical idea of de-regulation.