[Always Right]

Why should I back up your claim? You make no sense. You twist it to try to make it my claim, which it never was. One post you say it was my claim, then you admit it was yours. What you said has little to do with what I said.

[Hostage]

You're still evading the challenge. No one asked you to back up my claim, that has already been done several times.

You were asked to back up your claim which is listed in Post #98 to wit:

Whether it is included in the mortgage makes no difference.

Show the calculations to back up your claim.