I did read your post and that is simply NOT TRUE! My father is in an assisted living facility and I have taken over legal power of attorney for his financial affairs. I signed him up for his Medicare Plan D Prescription Drug Plan and I am the one who monitors what he pays, what his private insurance pays and what Medicare pays. Medicare pays a certain portion of his prescription drugs and he pays the balance. His private insurance does not pay ANY of it. The bulk of it is paid by the taxpayers
Then where do you think the private insurance company comes in? Because I was forced to, I pay monthly premiums to one to cover prescription drugs under Plan D. The price of those prescriptions spiralled immediately. (The whole purpose for the bill) I pay the entirety of my prescriptions until I hit the $265 deductible. Then I pay the difference that the insurance company does not pay. The government pays nothing for my prescriptions.