If you believe that a Creator gave us free choice to reject Him at times yet still shows us mercy you will have one kind of outlook on life.
If you believe that a Creator demands perfect fidelity and will heap untold misery for the slightest transgression you will have another kind of outlook on life.
If you belive that everything is by accident you will have another kind of outlook on life.
Something's true. The "everything by accident" view is the least rational, btw.
You still have not answered the question, “What is a cult and what is a religion?”. Another person did post a credible definition earlier.
As to your last point, that’s only your opinion unless you can “prove” otherwise.