Oh, really? Then why does St. Paul speak of those "saved as through fire" in 1 Corinthians 3 ??
The RCC uses purgatory to make people feel better about their sins.
Wrong.
I love what Spurgeon has to say
Yes, I'm sure you do, whilst simultaneously claiming you go by "the Bible alone". There is no "Book of Spurgeon" in my Bible, so why should I pay the slightest respect to the opinion of a mere man who hasn't the tiniest shred of God-given authority to teach me?
Either Christ's atonement is satisfactory and complete, or it isn't.
Either you are, at the moment of your death, utterly perfect, completely holy, and absolutely ready to enter the presence of a righteous God (who is, according to Scripture, a "consuming fire," and will not be deceived by any snow-covered dunghills merely covered by an imputed legal fiction, pace Martin Luther), or you'll need purgatory ... or you're going to hell.
Those are the only possible choices.
You are correct, and the answer is "a"