[mr_hammer]

Dude, my wife and I earn far more than 60K. Read my original post. I was saying "TRYING" to plan on 60K is rough.

[magellan]

"Dude, my wife and I earn far more than 60K."

Then you should already be well on your way to your savings goal, and should have no problem meeting it.

And you should consider retiring to a state which provides property tax breaks to retirees. That extra $1,250 a month would be a nice benefit.