I agree with you. I think insurance companies should be abolished. Medical savings accounts can be set up that earn interest, patients can pay whomever they want for their medical care at the fees the physicans set. It is absurd for an insurance company to dictate to a physican the course of care they must follow. Get the system back to physician - patient relationship.
"back to patient-doctor relationship".....A M E N!
Away with middlemen (ins. companies) injecting control and add-on fees to health care costs..
It would take huge medical savings accounts for a child striken with leukemia, for instance. And it's not the greedy physicians or hospitals, it's much more complicated than that.
Hospitials are shutting down in LA and around the country because illegal aliens have to be given free care, and they don't have to pay anything. In my community, our local hospital has been caring for a 50-something illegal Mexican woman for over 4 months and the bill's over $400,000 already. So they are shutting down subsidized programs for tax-paying senior citizens who pay a monthly fee for services such as pool therapy because they can't keep going otherwise.
Get the system back to physician - patient relationship.
You live in a 1930s American world, today we have lawyers advertising on TV daily begging you to come in if you think your doctor didn't do right. You might make some bucks and your lawyer will take at least a third of it. "Breck Boy" John Edwards made a huge fortune playing to a North Carolina jury about a "birth-damaged" baby when it turned out later that the infant's damages were most probably due to other causes than the physician and his staff. North Carolina is now experiencing an exodus of ob-gyn doctors because the insurance rates are unsupportable. How do you purpose getting rid of the greedy lawyers? Or should the physicians just stay there and suck up the huge insurance costs to keep delivering babies?
Things aren't are simple as you suggest, and Hillary's national health care system may well be next on the agenda because of simple thinkers agreeing with the socialists.