"So you retired early? Congrats! Once you hit 65 or 66 do you plan on collecting social security and medicare? I ask this since all retirement medical benefits are contingent on you accepting Medicare as your primary insurance."
What in heavens name are you trying to say here. Of course I'll collect Social Security at the age of 66, although there too, even though I worked many years under social security and have all my quarters necessary, because I took a job with a public institution (a state university) I will only get about 40% of what I should have been getting, because I worked for a state gov't entity. So I get shortchanged just for working at a state university that had a pension plan, even though 1/2 of my life was not under that pension plan but under SS. As for Medicare, I have to go into it or my university health plan won't cover me fully. There is no choice. And I will have to pay a lot more once I go into Medicare, as I will have to pay the monthly Medicare payment, along w/Medicare deductible, neither of which I have to pay now. So it will cost me to be under Medicare. However, it would cost me more not to be. And your point is?
So you will be one of those with "free" healthcare then. I am just wondering what dog you ghave in this fight.
That percentage you'll get in return is far less. Right now, you're supporting three people on Social Security. In the not too distant future, if something isn't done to FIX Social Security, those who are working, will be supporting 4 people collecting Social Security.