It is called a benefit. Do you not believe in capitlalism when independent companies are able to give benefits to hard working employees?
Or should we all just suckle off the government.
Why should others have more than others?
Is that what you mean?
They can give you a benefit, but like any payment they give you, it should be taxed. You are taxed on your income.
What if they just paid you all the money they use to buy insurance for you, and you paid for your own insurance. Then it would all be taxed, unless we changed the law to allow you to deduct the cost of your insurance.
You have to buy homeowners insurance but you don't get to deduct THAT from your taxes.