"Never heard of requiring part D. Sounds to me as if you have some shopping to do."
It's not required if you don't mind paying a 1%month surcharge. Classic bait and switch. When I signed up all my meds were covered. I still paid in more than got out, but that's how insurance works, so I'm not complaining about that.
But the company stopped covering the more expensive meds, didn't notify me until the free enrollment period was over and I have to wait until November to change companies or pay an extra 11% for the rest of my life.
I see. Sound like you have a gripe. Does your plan say you should take generics for the meds not covered, but your doc says they are not the same? I have been happy with Humana Plus for 6 years.