January 28, 2007 at 08:19 PM CST
Continued from first post.
While it’s only been six weeks since our accident, I can tell you that for us, it feels like at least three lifetimes. The emotional, physical and mental toll on our family has and continues to be enormous, and the uncertainty around Ian’s cognitive recovery continues to be on our mind virtually every waking hour. We are so thankful for how far he’s come, and we pray for his continued recovery. We know we never could have come this far without everyone’s support, whether it was spiritual, emotional or physical. We thank each of you for the support we know about and the support we don’t know about. Our family is forever in your debt.
Now that we are through the darkest part of the journey and we are no longer worried about Ian’s survival, we are turning our efforts and prayers to the healing of his brain and the restoration of his mental and physical abilities. Unfortunately, this process appears to be threatened by the limitations of our medical insurance coverage. We have had to cancel many of Ian’s speech therapy sessions because the number of sessions exceeds our policy limitations. This limitation will also impact his PT and OT sessions.
I will be talking to our insurance company next week to see what kind of arrangements we can make to keep at least the speech therapy sessions at the recommended frequency of three times per week. I’ll also be working on the PT/OT limitations. Please pray that we are able to find a workable solution that isn’t financially debilitating. In my experience, when you exhaust your plan limits, the insurance carrier charges full retail for the incremental services, not their negotiated rates, so the costs add up very quickly. If anyone out there has any suggestions for me, I’m wide open to your input and would value any expertise you have in this area.
BTTT
Continued prayers for Ian.
Did the family ever look into who was at fault for the accident? If it was not their fault, I would get an attorney, pronto. He could go after the people and their insurance company to get Ian's bill paid. Also, Ian's recovery may be able to go through their auto insurance (I have no idea about that, but I would look there). My sister was in an accident (carbon monoxide). She ended up with a below the knee amputation and she has her prosthetics paid for the rest of her life. They need to look into that.
WVMM
Prayers continue.