[Howlin]

I don't care if you want to voluntarily give up some of your property rights beyond what is mandated by the law. But don't deny that is what you are doing.

How exactly am I giving up something I agree to? DUH.

Heaven knows it might come in handy to know a good mechanic some day.

If I wanted to live near a mechanic, I'd live next to a service station.

[cajungirl]

I think the issue that we are giving up rights is what is bugging the opposers to the point that they insult us.

They don't see it as civilized, to agree to restrictions on one's actions for the common good. This is sort of the bedrock of civilized living to me.

[LexBaird]

How exactly am I giving up something I agree to? DUH.

Your sentence makes no sense. Do you mean, "How exactly am I giving up something I agree to [give up]?"

Self contradictory. Duh.

Or do you mean, "How exactly am I giving up something [when] I agree to [the contract]?"

Because what you have agreed to do is to give up some of your property rights to the HOA. Duh.

Or do you mean, "How exactly am I giving up something I agree to [property rights]?"

Because they are more circumscribed than they would be without the HOA covenant. Duh.