They left out being anally probed by space aliens. Other than that seems like a fairly complete list :)
Is this bias toward some types of 'SCARY' and not other types of 'scary'? Isn't 'scary' a choice between rational probabilities and irrational fears?
Fear of insurance not covering a treatment is big. A legitimate Auto or Homeowner's claim is much more likely to be paid than a legitimate Health insurance claim.
Fear of high cost due to lawsuits is big. I get a severe pain in my side at 1 AM. In the emergency room the clerical person, nurse and doctor each tell me "It's a kidney stone. Drink a lot of water. It will pass. Take Advil for the pain til it passes." Then the doctor does $4,000 of tests to cover his rear in case I later sue him.
Fear of TV exaggerations of eboli, bird flu, and other exotic disease is big. After a TV episode, emergency rooms are full of people certain they have the rare disease on TV. They panic over promos for a program and tell the emergency room they have the disease before the TV program even runs.
Fear of facts and logic is a big problem. Our public education system teaches people what to feel, not how to think. Facts and logic make people sweat.
"They left out being anally probed by space aliens. Other than that seems like a fairly complete list :)"
I always wondered what that stinging sensation was when I was around cows.
This sounds silly, but really, DO IT: Before going under the knife for anything, take a Sharpie and mark on (or near if you can't mark on) the correct body part with an arrow and label saying "here." Make the other one with a big "X" with a label saying "NOT THIS ONE." Try to avoid the area where the actual incisions will be made. Like I said, it sounds silly, and the staff might raz you for it, but feeling silly and getting razzed are FAR better than waking up with the wrong arm/leg/eye/kidney/etc. operated upon or gone!