It's not a free-market tool. It's socialism. It kills jobs and it kills small business, which is the backbone of the economy, and it attracts illegal aliens because all wages go up relative to productivity.
The earner's mothers don't have to subsist on dog food, or they wouldn't if they'd planned a little better and/or their kids (FAMILY!) were more generous or better planners themselves.
I know. It was a poor, late-night attempt at humor - throwback to Algore, the old lady, and the dog food.