Sadly, in America, crimes against money draw longer sentences than crimes against people. Oh, yes, I've already heard the long sad story of all of those unfortunate folks who thought they could be millionairs on their pension stocks. Catch a clue. Life is hard. Ordinary people never get anything for nothing! And the more they think they can, the more they will be taken for the suckers they are.
I would rather have my retirement money invested in a diversified portfolio of blue-chip equities than have one giant bet on a single, highly volatile stock in a company that I work for.