Indeed, they could opt to credit employees with "flex-dollars" those employee may use to "purchase" their own healthcare in which the basic cost could be exclusive of any contraceptive program. If an employee opts for a contraceptive inclusive package, other areas of coverage would be deleted or the contraceptive inclusive package could be funded by employee personal contributions to their account.
Anybody who wants contraception in New York State can walk into the deli and buy it. It is on the shelves near the lotto cards and phone cards.