[abercrombie_guy_38]

I would love to take the money I pay in SS yearly (not that much since I am 19) and put it in my Roth IRA. Make it work for me.

Here's my option: SS opt-out. Once you do, you cannot go back. That way, the people who do not want social security when they reach retirement age can do whatever the hell the want with the money and it's on them. Smart people will invest it, stupid people will buy, buy, buy and then complain once they reach retirement age.

[gth833s]

Amen,

I would much rather put it in an IRA. Compound interest is much more beneficial than anything the SS fund could ever offer. At least for our age.